Deposit Accounts
All of our personal checking products offer these services at no charge:
- Unlimited ATM transactions at Midtown Bank, plus 4 free foreign ATM transactions per month
- Free Online Banking & Bill-Payment
- Daily balance requirements are waived with direct deposit
- ATM card or Signature Visa Debit card Included
- Free Check imaging
- Interest (where applicable) compounds daily
- Link your accounts for overdraft protection
- Complimentary first order of standard checks
Advantage Checking
This account doesn’t add service fees every time you need a little cash or write a check. Checking made simple!
- Minimum opening deposit $100
- Minimum daily balance of $500 required to avoid service charge of $10 per statement cycle
Advantage II Checking
Let your money work for you. Our interest checking earns competitive rates with a full array of “no-fee” services.
- Earn interest on all balances.
- Minimum opening deposit $100.
- Minimum daily balance of $500 required to avoid service charge of $15 per statement cycle.
VIP Checking
Have all your banking needs met with a higher interest rate than our Advantage II Checking Account. This account is perfect for those maintaining a higher daily balance, especially if you send frequent domestic wire transfers.
- Unlimited ATM transactions at Midtown Bank plus 5 free transactions at other financial institutions' ATMs.
- Free standard checks
- Free domestic wire transfers
- Minimum opening deposit $1,000
- Minimum daily balance of $5,000 required to avoid service charge of $25 per statement cycle (if below minimum balance, all services stated remain, with no additional fees, and account will still earn interest based upon account balance.)
Savings
- Minimum opening deposit $100.
- Minimum daily balance of $100 required to avoid service charge of $3 per month.
- Quarterly statement cycle.
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