Personal Lending
Midtown Bank offers a full spectrum of personal loans to meet the individual needs of our clients. Your Personal Banker will discuss all your lending options so you can make the best decision for your needs. We have the experience and flexibility to make prompt and appropriate lending decisions.
Your success is our bottom line.
Lines of Credit
Overdraft Protection
Link your checking account to your line of credit, savings account, or your money market account and never worry about overdrafts again.
Equity Lines of Credit
Real Estate secured lines of credit
Use the equity in your home or property for debt consolidation, purchase of a new car or boat, or college funding while providing for a possible tax deduction. Repayment is flexible with interest only options and extended terms. These floating rate loans are tied to the Wall Street Journal Prime Rate.
Second mortgage loans
For all types of secured borrowing needs including use of equity to purchase second home, bridge loans, piggy-backs, etc. These are the most common and popular methods of financing. With favorable terms and proportional repayment, these fixed-rate amortizing loans provide consistency controlling your budget. Your payment can even be automatically deducted from your checking account.
First mortgage loans
With full mortgage banking services, we have a wide array of mortage products. Whether you are purchasing a new home, refinancing, remodeling, or constructing a new home, we can search our national network to find a loan to meet your specific needs.
Installment & Other Loans
We can tailor an installment loan to match just about any need you might have. Some examples are:
- Margin loans on marketable securities
- Installment loans for all types of secured borrowing needs including automobiles and boats.
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