Rates
Personal Deposit Products - Effective
Personal Deposit Accounts
Interest will be compounded daily and credited to accounts monthly. Rates are subject to change without notice. Rates may change after account opening. Fees may reduce earnings on all interest bearing accounts.
| Account Type | Min to Open | Min Daily Balance to Avoid Service Charge | Service Charge | Interest Rate |
APY* |
| Savings | $100 | $100 | $3.00 | 0.50% |
0.50% |
| Advantage Checking | $100 | $500 | $10.00 | ||
| Advantage II Checking | $100 | $500 | $15.00 | ||
$0 - $2,499.99 |
0.10% | 0.10% | |||
$2,500 - $4,999.99 |
0.15% | 0.15% | |||
$5,000 or more |
0.30% | 0.30% | |||
| VIP Checking | $1,000 | $5,000 | $25.00 | ||
$0 - $4,999.99 |
0.15% | 0.15% | |||
$5,000 - $9,999.99 |
0.35% | 0.35% | |||
$10,000 - $24,999.99 |
0.60% | 0.60% | |||
$25,000 or more |
0.85% | 0.85% |
Personal Money Market Accounts
Interest will be compounded daily and credited to accounts monthly. Rates are subject to change without notice. Rates may change after account opening. Excessive transactions may affect your rate.
| Account Type | Min to Open | Min Daily Balance to Avoid Service Charge | Service Charge | Interest Rate |
APY* |
| Personal Money Market | $1,000 | $1,000 | $10.00 | ||
$1,000 - $2,499.99 |
0.15% | 0.15% | |||
$2,500 - $4,999.99 |
0.20% | 0.20% | |||
$5,000 - $9,999.99 |
0.30% | 0.30% | |||
$10,000 + |
0.40% | 0.40% | |||
| Platinum Money Market | $1,000 | $25,000 | $15.00 | ||
$0 - $24,999.99 |
0.35% | 0.35% | |||
$25,000 - $99,999.99 |
0.60% | 0.60% | |||
$100,000 - $249,999.99 |
0.70% | 0.70% | |||
$250,000 + |
0.80% | 0.80% | |||
| IRA Money Market | $100 | n/a | n/a | ||
$0 - $2,499.99 |
0.15% | 0.15% | |||
$2,500 - $4,999.99 |
0.20% | 0.20% | |||
$5,000 - $9,999.99 |
0.30% | 0.30% | |||
$10,000 - $24,999.99 |
0.40% | 0.40% | |||
$25,000 + |
0.60% | 0.60% |
Personal Certificates of Deposit
Interest will be compounded monthly and credited to accounts monthly. Early withdrawal penalties apply. Minimum to open is $1,000. Rates are subject to change without notice.
| Account Type | Min to Open | Min Daily Balance to Avoid Service Charge | Service Charge | Interest Rate |
APY* |
| 3 Month | 0.25% | 0.25% | |||
6 Month |
0.50% | 0.50% | |||
12 Month |
0.80% | 0.80% | |||
18 Month |
1.00% | 1.00% | |||
24 Month |
1.14% | 1.15% | |||
| 36 Month | 1.24% | 1.25% | |||
48 Month |
1.49% | 1.50% | |||
60 Month |
1.74% | 1.75% | |||
| Flexible CD | 0.90% | 0.90% |
IRA Certificates of Deposit
Interest will be compounded monthly and credited to accounts monthly. Early withdrawal penalties apply. Minimum to open is $500. Rates are subject to change without notice.
| Account Type | Min to Open | Min Daily Balance to Avoid Service Charge | Service Charge | Interest Rate |
APY* |
| 12 Month | 0.90% | 0.90% | |||
24 Month |
1.24% | 1.25% | |||
36 Month |
1.34% | 1.34% | |||
48 Month |
1.59% | 1.60% | |||
60 Month |
1.84% | 1.86% |
Business Deposit Products - Effective
Business Checking Accounts
Interest will be compounded daily and credited to accounts monthly. Rates are subject to change without notice. Rates may change after account opening. Fees may reduce earnings on all interest bearing accounts.
| Account Type | Min to Open | Min Daily Balance to Avoid Service Charge | Service Charge | Interest Rate |
APY* |
| Small Business Checking | $100 | $2,500 | $12.00 | ||
Business Analysis Checking |
$100 | $ - | $15.00 | 0.15% | 0.15% |
Business Interest |
$100 | $5,000 | $15.00 | 0.20% | 0.20% |
Business Nonprofit |
$100 | $2,500 | $12.00 | ||
$0 - $2,499.99 |
0.05% | 0.05% | |||
$2,500 - $4,999.99 |
0.15% | 0.15% | |||
$5,000 or more |
0.20% | 0.20% | |||
| IOLTA (Interest on Lawyers Trust Accounts) | $100 | $2,500 | $12.00 | ||
$0 - $4,999.99 |
0.05% | 0.05% | |||
$5,000 - $9,999.99 |
0.10% | 0.10% | |||
$10,000 - $99,999.99 |
0.16% | 0.16% | |||
$100,000 or more |
0.16% | 0.16% |
Business Money Market Accounts
Interest will be compounded daily and credited to accounts monthly. Rates are subject to change without notice. Rates may change after account opening. Excessive transactions may affect your rate.
| Account Type | Min to Open | Min Daily Balance to Avoid Service Charge | Service Charge | Interest Rate |
APY* |
| Business Money Market | $1,000 | $5,000 | $25.00 | ||
$0 - 24,999.99 |
0.25% | 0.25% | |||
$25,000 - $49,999.99 |
0.50% | 0.50% | |||
$50,000 - $99,999.99 |
0.65% | 0.65% | |||
$100,000 - $499,999.99 |
0.75% | 0.75% | |||
$500,000 - $999,999.99 |
0.80% | 0.80% | |||
$1,000,000 + |
0.85% | 0.85% |
Business Certificates of Deposit
Interest will be compounded monthly and credited to accounts monthly. Early withdrawal penalties apply. Minimum to open is $1,000. Rates are subject to change without notice.
| Account Type | Min to Open | Min Daily Balance to Avoid Service Charge | Service Charge | Interest Rate |
APY* |
| 3 Month | 0.25% | 0.25% | |||
6 Month |
0.50% | 0.50% | |||
12 Month |
0.80% | 0.80% | |||
18 Month |
1.00% | 1.00% | |||
24 Month |
1.14% | 1.15% | |||
36 Month |
1.24% | 1.25% | |||
48 Month |
1.49% | 1.50% | |||
| 60 Month | 1.74% | 1.75% |
* Annual percentage yield
Fees may reduce earnings on all interest bearing accounts
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